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Fees & Rebates
Find information around our fees and rebates below. If you have any further questions or would like to know where to get started, get in touch with our team.
Psychology Fees for Individual Sessions
Our individual session fee is well below the Australian Psychological Society (APS) National Schedule of Recommended Fees for 2026-2027 who recommend a standard 46-60 minute consultation fee to be priced at $330.00 and the Australian Association of Psychologists Inc (AAPi) recommend $340.00.
With a valid GP Mental Health Treatment Plan referral, you are eligible for a Medicare Rebate of $149.05, so your out-of-pocket gap will be $140.95 per 50 appointment.
To help keep the cost down, clients and consumers will not be charged with transaction fees and the service will absorb the surcharge starting from the 1st of September 2026.
Funding Options for Psychology Services
Medicare
Individual session:
You may be able to access Medicare rebates for your psychology appointments if:
- You have a Mental Health Treatment Plan (MHTP) also known as a Mental Health Care Plan (MHCP) and valid referral from your GP or psychiatrist (up to 10 sessions per calendar year); or
- You have a chronic medical condition and have been provided with a GP Management Plan (GPMP) and valid referral from your GP (up to 5 psychology sessions per calendar year); or
- You have an Eating Disorder Plan (EDP) from your GP, psychiatrist, or paediatrician (up to 20 sessions per calendar year).
Your GP will need you to book a “long consultation” to prepare a MHTP, EDP, or GPMP, and accompanying referral letter to our service.
Medicare rebates are processed following your payment and you should receive your rebate from Medicare within 24 hours.
Assessment
There is NO Medicare Rebate for assessments.
Medicare Safety Net
Once you have spent more than your Medicare Safety Net threshold for the calendar year, your Medicare rebate will increase.
To check your Medicare Safety Net status, visit the Medicare app and click on Safety Net.
NDIS
Individual Session:
Depending on your funding allocation and plan goals, you may be able to claim the cost of your appointments through your NDIS plan. Your NDIS plan will need to contain funding for Improved Daily Living in the Capacity Building budget, and your goals must align with the proposed supports. You can discuss this with our staff prior to booking an initial appointment.
At present, our service is only able to accept NDIS participants who are plan-managed or self-managed.
Fees for NDIS clients vary. You can discuss this with our staff prior to booking an initial appointment.
Assessment:
The NDIS may cover cognitive assessments in NSW if the assessment is necessary to understand your functional capacity and inform your NDIS support plan. Please discuss this with your NDIS service directly to confirm.
Private Health Insurance
Individual Session:
You may be able to access private health rebates for your psychology appointments if all of the following circumstances apply:
- Your private health insurance policy covers appointments with your practitioner
- You do not intend to claim a Medicare rebate for your appointments
You are responsible for contacting your private health insurer to determine if your policy covers the services you intend to claim. Your insurer may require your practitioner’s provider number to determine whether the service will be covered, which you can request from our friendly staff.
Your private health insurer may require your practitioner to use specific billing codes relevant to the services provided. You will need to seek out this information and provide it to our admin team, if applicable.
Assessment
Private health insurance may provide a partial rebate for a cognitive assessment in NSW, but coverage varies by fund and specific plan, so you must contact your private health insurer directly to confirm your eligibility and the rebate amount.
Overseas Student with Insurance
You may be able to access insurance rebates for your psychology appointments if all of the following circumstances apply:
- Your insurance policy covers appointments with your practitioner
You are responsible for contacting your private health insurer to determine if your policy covers the services you intend to claim. Your insurer may require the item number to determine whether the service will be covered. You can request this from our friendly staff.
Private Clients
Fees for private clients are as per the schedule above. You do not need a referral to see a psychologist if you are a private-paying client.
Get In Touch
Ready to take the next step toward better mental health? Reach out to the team at Multicolour Psychology today to book an appointment or ask a question. We’re here to listen, support and help you move forward with confidence.